Attention homeowners in Mooresville and Iredell County: Need an appraisal?

The top seven reasons why NC homeowners use Shelley Appraisal Company:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Iredell county's assessment of your property
Remove PMI to lower their mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in NC by determining the true market value of real estate in question

Own a home in or near Mooresville, NC and need help determining the price of it?
Contact Shelley Appraisal Company.

We at Shelley Appraisal Company understand the unique needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a regular person not in the real estate field that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Shelley Appraisal Company, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you do away with unneeded and unwanted PMI insurance.

Challenging Iredell county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other houses close by. This means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Shelley Appraisal Company is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Shelley Appraisal Company can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Shelley Appraisal Company offers field reviews where we go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.