Shelley Appraisal Company is your FHA certified appraisal companyWe confidently state that Shelley Appraisal Company is an FHA-certified appraisal provider in NC. If you have an FHA-secured loan, be sure to get with Shelley Appraisal Company, as we are approved and qualified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Shelley Appraisal Company is well-trained on how to comply with the rules and regulations provided. Be sure to contact Shelley Appraisal Company if you need an appraisal done for an FHA-secured loan. An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the finances; the FHA simply insures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Accessible to all homebuyers, FHA loan programs are built to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely helpful to those homebuyers with less accumulated starting capital. |